Are you planning on buying a car? Then you must have thought everything through? While the technical specifications, getting the right fittings and fixtures are important, getting the right car insurance is equally important. We, at Homestead Insurance Agency, have the knowledge, experience and the means to provide you the right protection for your car. Since the past 85 years, we have affiliated ourselves with some of the top insurance companies in Medina County so that we can bring to our customers a comprehensive policy plan and both personal and commercial coverage. Our experts know that one size does not fit all; hence, after evaluating all your needs they select the company that gives you the best coverage at competitive prices. Meeting the unique needs of our customers is what made us the insurance leader in the regions of Fairlawn, Hinckley OH, Litchfield OH, Medina OH, Strongsville and Valley City OH.
Below we have mentioned 3 important factors to keep in mind while buying car insurance. Take a look.
- Deductibles
Opting for voluntary deductibles can lower your premiums. This will help you firstly, if you are a safe driver, it reduces the chances of an accident, and secondly, if you have not made a claim for a few consecutive years
- No claim bonus
To get the benefit of a No Claim Bonus (NCB), you have to maintain the policy in your name. If you have sold your old vehicle and bought a new one you can transfer this accrued NCB to your new vehicle. This helps in reducing the premium for your new vehicle.
- Choose add-ons carefully
Add-ons are options offered to increase the basic coverage of your policy. You should select the add-ons on the basis of your risk profile. Choosing from zero depreciation, quick road assistance to engine cover can minimize the cost of your car insurance and enhance your coverage.
So, if you want to experience the ‘Homestead Way’, you can contact our agency on 330-725-3100.
